- Posted August 28, 2013 by
This iReport is part of an assignment:
100 Ways to Travel Better: Your tips
How to Return Home When Critically Injured on Vacation
SkyMed isn’t insurance it’s reassurance; it simply gets you home in the event of an emergency. It does what most health insurance policies fail to do. It takes transportation worries out of tense situations you might find yourself in when you are 100-miles or more away from home.
Yesterday, I interviewed Will Klein, president of SkyMed International, Inc. I asked him to make a believer out of me, and boy howdy did he ever.
Why do you need SkyMed?
I, like most of you, fall into the category of “that will never happen to me”. Klein said most people think they are injury proof and out of the hundreds of cases where they’ve helped people, no one has ever said, “We planned for this.”
“At approximately $1 per day for annual service, what we offer is not exorbitant when you consider the cost of medical transfers today,” said Klein. “Some flights can run as much as $100,000.”
Another great value members of SkyMed receive is the opportunity to utilize their own doctors, near their own home, and within their health insurance policy’s coverage area. For instance, some health insurance companies may not cover services provided by medical professionals in another country. They also will not cover the cost of you return transportation home. So it’s prudent to your financial well being to get home so you can take advantage of your health benefits.
This is where SkyMed picks up the slack. Once you are stabilized and ready to be transported, they get you home. Whether on ground or in the air your companion and you will be taken to the medical treatment center of your choice. This includes grandchildren traveling with grandparents, children traveling with parents, same sex couples and more.
What if I do not fly?
SkyMed is used by thousands of RV and business travelers. In fact, if you suffer an injury or illness while on a road trip, SkyMed will even send a professional driver to drive your RV home for you.
“We have never lost the endorsement of a travel club,” said Klein, “some have been with SkyMed for 19 years and longer.”
Who is covered? What about preexisting conditions?
SkyMed offers individual and family memberships. Even if you don’t travel a lot, think about this. If your child is 24 years old or younger and enrolled in a college or university program and is more than 100 miles away from home, they qualify for SkyMed services as outlined in the family membership plan.
If a grandparent is traveling with their grandchildren, the entire group is covered. And should something happen to the grandparent(s), a SkyMed escort will accompany the children home ensuring their safety and wellbeing.
As you might imagine, there are rules and restrictions. Participants of some extreme adventure travel scenarios might not be covered, so you should check with your sales rep if you think you might fall into this category.
Injuries and/or illnesses due to a preexisting condition are not covered for the first 90 days, but after that all members will have full benefits. Even if you have a need to use SkyMed, keep in mind, you will never have to requalify after the first 90 days.
Keep in mind: there are NO co-pays, NO deductibles and NO claim forms. EVER!
How do I join SkyMed?
It’s easy. You join online at www.skymed.com, by calling SkyMed at 800-475-9633 or through one of their sales representatives.
|This iReport is part of an assignment that we created with Travel + Leisure: 100 Ways to Travel Better: Your tips|