I am a 40 year old married man currently uninsured for the next 3 months (did I mention my wife and I both have chronic, congenital conditions?, we do). We are in the 3 month non coverage period as I just started a new job and don't get coverage for 3 months. COBRA on a $45,000 salary is even a stretch for us with bills and our budget. I was reportedly going to cost $300-500/month which with increase in other expenses necessitating the job chang for a higher salary just wasn't feasible. Will we be penalized come Monday for "technically" not being insured? I hope not with funding coming. I heard today with the tiered plans: bronze, silver, gold, platnum, a lower level monthly premium will still be around $300, and some question about tax breaks to lower that. Do we really expect that to be affordable to minimum wage and even middle income individuals and families? What's the care and benefits going to be like in each tier? Sounds like socialized medicine, if you can afford better care we'll give it to you, if you can't afford to treat your cancer or heart disease, too bad. It reminds me of the environmental/climate change debate with out of control gas prices, we'll raise the cost so high you'll have to drive less, with higher health care cost passed on to each individual (let's call it what it is Congress and Mr. President- Unaffordable Care Act), we'll have to exercise more, sleep better, eat balanced better...never say CDC, NIH, and others can't do behavioral modification on a national scale. The other behavior we can do occurs in Novermber 2016. Oh the pendulum swings.
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