Like many Americans my family is lower middle class and insurance is too expensive. We don't use doctors much, but when we do we pay as we go. Obamacare and other programs only look at annual income and say; you can pay $600 per month. If they looked at all our debts like car, house, utilities, credit card etc, they would see we can't afford another $50 per month much less $600. We changed the W-4 to take more money out so we could get a tax return next year and now they want to "tax" us for not being able to afford to have insurance. It's unconstitutional and we all know it, it's a fine not a tax and we all know it, everyones premiums will go up to pay for people getting free insurance and we all know it. So, the reality is people like us who work hard, live paycheck to paycheck are being forced against our will and better judgement to buy what we can't afford to pay for people who refuse to work or chose to quit school and can't get a job and people who are here illegaly who get more benefits in America than Americans do. And the big question is why is the government getting into the insurance business anyway? It's because they know they can make money off it. They have no business in the insurance industry and need to stop this before they put all hardworking Americans in the poor house. My household stopped using credit cards 4 years ago and we've been paying our debts. This would put an end to that and so being threatend and forced to buy what we can't afford is cruel. Social Security should also be optional. We can handle our money better than the government so we would like all our money back, opt out of SS and have control over our own retirement. At least we'd have a retirement if we took charge of our own money. Our lives should be in our hands, not the governments.
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