I became disabled at the age of Forty Four in December 1982. It took me until 1985 to be approved. My Medicare Part A and Part B was also approved. The Wife became disabled in 2000 and it took her until 2003 for her to be approved and her Medicare Part A and Part B was also Approved. Needless to say we were having a hard time financially. I stopped my Medicare Part B in 2007 because we needed the extra money. About that same time Part D came out and the Wife refused that because the Pharmaceutical companies were providing her with medicine. Now 2012 the Wife took out MedicareComplete by UnitedHealthcare. The problem is that she has to pay a penalty for the rest of her life because she refused Medicare Part D. I checked with Social Security about reinstating My Part B and was told I will have to pay a penalty for the rest of my life. Just being disabled and loosing the right to retire is bad enough. Darrell and Lynda McDevitt/Noble, OK. 73068-9544
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