I always had health insurance through my employers ever since I can remember. After our company was bought out by my current employer, I haven't had health insurance. I am a single man in my 40s and I went from paying $36 twice a month to $460 a month with my current employer. I opted out of the plan now on my 3rd year. I took a substantial pay cut for doing the same job too...by nearly 40%. I had to file bankruptcy this year and I did inquire with my HR department as to how the Affordable Health Care Act would affect people like myself as well as the company. They basically told me that according to the healthcare reform, the company is considered to fall within the guidelines as far as coverage and cost. That means that my $460 a month premium which will actually be more in the realm of nearly $600 a month for 2014 is IMPOSSIBLE for me to be able to afford and I was also told that anyone working for the company will not qualify for any subsidies. I will remain uninsured whether or not it is the law. We really need to reconsider this legislation and not be forced into something that shouldn't be regulated by the Federal government. I am a fairly healthy person for my age and I think that at this point, and prefer to just pay out of pocket if and when I ever need healthcare.
What do you think of this story?
Select one of the options below. Your feedback will help tell CNN producers what to do with this iReport. If you'd like, you can explain your choice in the comments below.
Be and editor! Choose an option below: