- Posted September 30, 2013 by
Salt Lake City, Utah
This iReport is part of an assignment:
Obamacare: Your story
Pregnant and uninsured.
After applying for Medicaid, I found out that I was denied, because my husband and I make too much money. Right now, my doctor's office has told me that if I were to self-pay for the services, it would cost me $500/month, which did not include any delivery or hospital fees. Upon contacted several hospitals, I found out that deliver with an epidural would cost me about $3000 which they stated needed to be paid at the time of service.
Right now, my only chance at having help with getting the baby and/or delivery covered, is to apply for Obamacare and hope that it takes effect on January 1st as stated, since my due date is January 22nd.
Without Obamacare, it seems as though I'll have to go without any prenatal care, and when the time comes for the baby to be born, I will have to go to the emergency room, and end up paying for everything out of pocket including all check ups and vaccinations for a newborn baby.
I am not someone who normally goes to the government for assistance, if there were any other way, I wouldn't have even bothered to apply for Medicaid, however, in my current circumstances, I don't have much of a choice. For all of you nay-sayers who go around getting angry because this is 'just another way for people to leech off the system' you're probably right, however, there are people with real needs who have no other solutions. Taking away Obamacare would critically impact not only my husband and I's life, but would also financially cripple us in a capacity that could effect our unborn baby.
I have plans for when I get a full-time position, to start putting money away into savings for the baby's college, however, if I'm making a bunch of payments towards medical bills, I will have a harder time preparing my baby for the future.