- Posted October 21, 2013 by
Watertown, New York
This iReport is part of an assignment:
- Congress, Get Off the U.S. Post Office's Back! Small Business Needs Them
- Obamacare, U.S. Foreign Policy, Immigration and Our Economy- Journalism’s First Responsibility Is To Tell UsThe Truth
- Labor's "Surrender Monkeys"-23,000 People Have Applied For 600 Low-Wage Positions
- Iranian Sanctions Never Hurt Iran's Government; They Hurt Iran's People
- Democrats Hold Our Leadership Accountable, Republicans Don't
Obamacare's Numbingly Stupid and Unprogressive "Fix" For Healthcare Coverage- A Liberal's View
Insurance is for profit not coverage.
That's the truth behind all the political rhetoric concerning Obamacare.
Now Republicans say it's a government takeover of healthcare. Really?
Health Care insurance coverage, for the most part, remains in private insurers hands. So there's no 'takeover'. Regulated? Yes.
Obamacare simply defined is an expansion of healthcare insurance that will ultimately benefit Big Insurance companies with 30 million more customers that are forced to buy insurance from them.
The trade off? Government won't offer a more affordable single payer system provide the stick to young, invincibles, who feel they don't need insurance, at least right now.
Getting young, healthy people into the system helps to offset the costs of insurance companies covering older, sicker people.
When you hear government talk about how young people enrolling will make the system work, they fail to answer, "Work for who?"
The answer is, Insurance companies.
Here's the big lie. Coverage for everyone is a good thing.
Again. A good thing for whom?
Look at what insurance provides and at what cost.
First, you have a deductible. The average deductible is $3000 a year.
Ask yourself, ""How much do I pay a year in medical costs?" Is it $3000?
Most of us don't. I pay less than $200.
Then, a doctor's visit has a co-pay that varies depending on the plan. That cost is on top of the other out of pocket cost until you reach your deductible- usually between $25 and $50.
Then there is the premium. This averages around $6000 for a single healthy person.
Add this up. $3000 (deductible), $600 (co-pays) and $6000 (premium) or $9600 a year before the insurance policy you bought has to pay a dime.
This is quite the scam by government and insurance companies on the American people.
Health Care cost have risen over the years:
The following is the average annual health care spending (not just insurance premiums) per capita
2010- $8,402 , 2000- $4,550 , 1990 -$2,600 ,1980- $1,110 , 1970- $380
Will you spend more than what you pay on deductibles, co-pays, and premiums before the insurance companies pay anything?
Not likely unless something catastrophic happens to you.
Our government is giving insurance companies a license to steal from all of us. The trade off is that insurance companies can't drop you now if you get sick. There's no lifetime cap. Kids get to stay on their parents' insurance plan until they are 26. (Aren't most kids at home with their parents now anyways because they can't find a job after college?)
So how do we fix the cost of health care?
Pretty simple stuff- a single payer system.
Why didn't we include this in Obamacare?
Obama says he had to compromise with Republicans. They didn't want a buy in to Medicare because that would have allowed all to have had true competition.
Imaging if Congress actually had included this. Would insurance companies been able to raise premiums and deductibles?
So what stopped a single payer system from being offered?
During negotiations, "Senator Max Baucus has told the Helena Independent Record that a single payer health care system is "off the table." President Obama has said pretty much the same. At a recent Washington conference on health care reform, only a few health care reformers were invited (and only after a major protest was threatened).
They were not considered seriously despite the fact that a majority of Americans favor a single payer system (which would cut out the insurance industry). Indeed, the mainstream media has minimized the importance and support for single payer. Fairness and Accuracy in Reporting found the views of advocates of single payer have only been aired five times in the hundreds of major newspaper, broadcasts about healthcare reform over the past week.
No single-payer advocate has appeared on a major TV or cable network to talk about the policy during that period."
"First, let's look at Max Baucus. He's a senator from one of the least populous states in the country, Montana, but has an inordinate influence on this issue because he's the Chairman of the Senate Finance Committee.
He may be a Democrat but like Tester his fellow Democrat from the same state, by label he is a Democrat but by belief and positions he is hardly a democrat who works for the people.
Here's what Max Baucus has said recently about the health care situation and single payer:
"And I think at this time in this country, single payer is not going to get even to first base in the Congress. I just—and we’re also—we’re a big—we’re a big country. It’s—you know, we’re a battleship. We’re an ocean liner. We’re not a PT boat. We’re not a speedboat. It takes time to turn those big, big ships. You just can’t just turn them overnight. And we are—United States of America, we’re a different country. We’re constituted differently than European countries, than Canada and other countries. We’re a younger country, where there’s more of an entrepreneurial sense in America than in those other countries. It’s kind of "go west, young man" in, you know, America and so forth.
So we’ve got to come up with our uniquely American result. An uniquely American result will be a combination of public and private insurance, but one in which everyone is covered. And just my judgment—and every member of Congress agrees with me, I think, at least those I’ve spoken with, that this is not the time to push for single payer. It may come down—it may come later. But it’s not going to happen in America, in my view. So I’m not going to waste my time pushing on something that isn’t going to happen."
Source: www.democracynow.org (11 March 2009 Amy Goodman program)
According to the the website Opensecrets.org, the two BIGGEST contributors to Sen. Baucus from 2003-2008 where: Schering-Plough and New York Life Insurance. Moreover, by industries, Max Baucus took in $588,185 from insurance companies in the same period. Max Baucus also accepted $537,141 from "health professionals" (meaning, the people who have made the system the way it is now) and $523,313 from pharmaceuticals. Max Baucus is little more than a puppet for big insurance and big pharmacy and he does what they want. That's the real reason he has taken single payer "off the table".
Source: www.opensecrets.org/politicians/summary.php%3Fcid%3DN00004643+max+baucus+insurance+contributio ns&cd=2&hl=en&ct=clnk
I regret to say (I was a big supporter of his) that President Obama has not been much better on this issue than the bought-and-paid-for-Baucus. As he has on lots of other issues (FISA, Iraq, doing away with tax breaks for those making more than $250,000; and, lobbyists "will not work in my White House") Obama has abandoned a progressive position that he once held and adopted a centrist, DLCer position. When he was still a state senator in Illinois in 2003, not so long ago really, Obama supported single-payer:
STATE SEN. BARACK OBAMA: I happen to be a proponent of single-payer universal healthcare coverage. I see no reason why the United States of America, the wealthiest country in the history of the world, spending 14 percent—14 percent—of its gross national product on healthcare, cannot provide basic health insurance to everybody. And that’s what Jim’s talking about when he says everybody in, nobody out: a single-payer healthcare plan, universal healthcare plan.
Source: democracynow.org 11 March 2009 Amy Goodman show where you can hear Obama himself utter these words)
But over time, and also with the corrupting influence of money given him to him and his campaign by the same people who have corrupted Baucus, Obama now has a different take."
Hear anything from our news on this? No. Not a peep.