Share this on:
 E-mail
12
VIEWS
0
COMMENTS
 
SHARES
About this iReport
  • Not vetted for CNN

  • Click to view romaromance's profile
    Posted December 17, 2013 by
    romaromance
    Location
    san diego, California
    Assignment
    Assignment
    This iReport is part of an assignment:
    The written word: Your personal essays

    B of A bullies consumers to pay unauthorized charges by lowering credit scores

     
    Credit companies can't reverse unauthorized charges and leaves consumers with bad credit scores. This happened to me with Bank of America. I never authotized a charge for a foreign merchant,  Bank of America failed to reverse the payment they have made even after I provided them complete documents to prove I did not use the services of the merchant, left me with the bill that I never received services for, leaving me with a bad credit score.I wonder how many other people have become victims by big corportations by lack of strength to defend for themselves.I am definitely one of the victims and I would like the public to know of this.Here is my story.I went abroad to Europe and rented a car for 37 days through Enterprise in Frankfurt, Germany after making a reservation online through carrentals.com. I have the reservation confirmation email/number and the sales receipt for the rental for 890 Euros. On my credit statement, Bank of America authorized a charge by a merchant that I had never heard of and in UK currency, equvalent to $1, 600. I brought this attention to Bank of America and provided them with my sales receipt and confirmation letter with the merchant that I did use. Bank of America closed my case and left me with the charges and continue to add late fees and as a result left me with a bad credit. Big corporations should not bully consumers with their power to lower consumers' credit for their failure to reverse a charge from a foreign merchant. Please investigate this matter and bring it to attention to the public. Thank you.

    What do you think of this story?

    Select one of the options below. Your feedback will help tell CNN producers what to do with this iReport. If you'd like, you can explain your choice in the comments below.
    Be and editor! Choose an option below:
      Awesome! Put this on TV! Almost! Needs work. This submission violates iReport's community guidelines.

    Comments

    Log in to comment

    iReport welcomes a lively discussion, so comments on iReports are not pre-screened before they post. See the iReport community guidelines for details about content that is not welcome on iReport.

    Add your Story Add your Story