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    Posted December 23, 2013 by
    Denver, Colorado
    This iReport is part of an assignment:
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    ‘Twas the #FAIL Before Christmas…

    In less than one week, jolly Saint Nick will take off from the North Pole and make the rounds to deliver Christmas gifts to boys and girls. But sometimes Santa’s Christmas Eve adventures include unforeseen mishaps. These accidents could be costly—if Santa doesn’t have health insurance.

    Down the chimney Saint Nicholas came with a bound…
    A crackling fire can be the perfect addition to a cold winter’s night. Unfortunately, leftover embers could cause second-degree burns for Father Christmas. And without health insurance, this fireplace blunder could cost Santa some major dough.

    He was chubby and plump, a right jolly old elf…
    Kris Kringle loves to indulge in delicious cookies and ice-cold milk youngsters leave out for him. But when eager beavers set milk out too early, it could wind up sour by the time Santa makes his appearance. And without health insurance, food poisoning, courtesy of sour milk, could clean out dear ol’ Saint Nick’s reindeer-shaped piggy bank.

    When out on the lawn there arose such a clatter…
    Small kiddos aren’t the only ones fighting to stay awake and listen for the telltale signs of Father Christmas. Fido, the family pooch, is on high alert Christmas Eve, barking and growling at unfamiliar noises. Fido’s protective instincts could go awry if he thinks Santa Claus is actually a burglar and attacks, leading to a costly injury for Santa if he doesn’t have health insurance.

    He spoke not a word, but went straight to his work…
    Santa Claus fills stockings and places gifts under the tree, always careful to leave houses as he found them; but what happens when Santa tries to do you a favor and unknowingly plugs your Christmas lights into an overloaded socket? It could mean mild electric shock for good ol’ Saint Nick.

    ‘Tis the season to get covered, Colorado…
    There’s no denying it: Even the jolliest of the jolly need health insurance. In fact, without insurance, Santa’s #FAIL could cost him upwards of $11,600,* which could really put a damper on Santa’s pocket book.

    However, thanks to recent changes in healthcare, getting health coverage is easier and more affordable—for residents of the North Pole and Colorado. Many Coloradans may also qualify for help paying for insurance, which may help significantly lower costs. Find out if you qualify.

    Learn more about new health insurance options at and follow the Get Covered, Colorado! campaign on social media with #GetCoveredCO. And remember, in order to be covered by January 1, 2014, you need to sign up for health insurance by December 23, 2013. If you’re not able to sign up by December 23, you can continue to sign up for a new plan through March 31, 2014.

    “He sprang to his sleigh, to his team gave a whistle,
    And away they all flew like the down of a thistle.
    But I heard him exclaim, ‘ere he drove out of sight,
    ‘Happy Christmas to all, and to all a good-night!’"

    -‘Twas the Night Before Christmas Poem


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