- Posted December 27, 2013 by
This iReport is part of an assignment:
Obamacare: Your story
Making Obamacare Work for you.
They say Obamacare is bad for the young ..........ok lets really see.
A healthy 24 year old went to Vegas in 2013 on the hottest day of the year. He went to the ER after puking a lot, where he spent most of the time waiting. A few weeks later the medical bills came in and, before his excellent big employer health insurance kicked in......the bill was $14,000. After insurance his part was about $1,100. Under the Covered Ca the $200 a month bronze plan, it would have cost him about $6300. But with a $300 a month Obamacare platinum plan, the total cost would have been about $200.
His older brother went to a local clinic to be treated for a stomach condition and was sent to a local hospital ICU where after about 3 days the total bill was over $100,000. But since he had great health insurance, he only paid $200. Had he had the bronze Obamacare plan it would have cost him the per year max of about $6400. With the platinum plan, under $1,000 in total.
The friend I checked into this for, was an employee of the local school district. As a result of being laid off, he can be covered with the school district "cobra" insurance for under for about $600 a month. This is about the same cost as under Obamacare if you are fifty five years old, but he's in his 20's. He knows that one trip to the hospital and it's personal bankruptcy time, without health insurance. He will be getting the platinum plan for under $200 a month. His maximum out of pocket cost is $4,000 per year, for all medical care. This is better than most plans that are offered to employees of companies.