- Posted January 16, 2014 by
Buying a Home According to Haney Garcia Realty Group, and then some
Every person has dreamt of owning a home. For many of us who still have this unfulfilled need, here are some valuable recommendations from Haney Garcia. She and her company consider it their commitment to “discover your future”. They are:
- List down your non-negotiable needs
What does this mean? What are negotiable? They simply our unique dream features, such as where you want your home to be, whether in a particular city or beside a lake or a two-storey deal and others. Of course, some of these may end up being sacrificed I favour of price considerations eventually; so make sure your non-negos are realistic.
- Determine a price range
This is where the initial test comes whether you can ascertain the delivery of your must-haves or not. Targeting a house, for example, in a pricey subdivision or residential area may instantly disqualify you based on your price range. Don’t’ despair! Price is not the final determinant for making a dream a reality. Scouting around may give you even more than you might have imagined. Location and accessibility are great factors to consider in buying a house; but there are others that may provide you other benefits and perks; such as accessibility or proximity to your children’s schools, to hospitals, to recreation area and other places you might like to be close to.
- Contact a lender and obtain a pre-approval letter
This will allow you to determine how much you might be able to borrow form that lender and the payment terms. Armed with this information, you can easily scout around for prospective homes you could purchase through that loan. The lender may also provide you with assistance on certain aspects of the home purchase; such as information on foreclosed homes or lot properties which may be suitable for your needs.
- Narrow down a location
This is where you finally reduce choices to one or a few possible hoes which satisfy your family requirements. You may not need to come up with one particular choice as, a sit often happens, some issues will arise form that particular choice, unless you are buying one which your best friend or a relative may have offered to you for a greatly reduced price.
- Outline needs versus wants
A tough task to undertake, particularly for those who have peculiar wants they consider non-negotiable – like buying a medium-sized farm property out in the country in order to fulfil your dream of becoming a small-time farmer or gardener. For young retirees who do not have children around the house to worry about, this may be feasible and ay qualify as a need. And even some young families have done so with children in tow. It will be all up to you what you consider as valuable and is, therefore, a need and not merely a want.
- Solidifying your ideal home choice
The final step is to solidify your ideal home with the help of Haney Garcia Realty Group area experts. Fine-tuning your issues with respect to location, price range, needs and wants, as well as the nitty-gritty questions on loans and repayments in the presence of experienced professionals will guarantee that you will eliminate certain risks and missteps you might not otherwise avoid on your own.
Haney Garcia Realty Group is a real dream-weaver as well as harvester. Realty experts can aid you discover your future and your dream not merely by making your dream home come true but also by making it become clearer and more real as you envision it with them. This will make you path to your dream enjoyable and memorable and not the stressful undertaking it is often perceived to be.