- Posted December 5, 2008 by
This iReport is part of an assignment:
Foreclosures in your neighborhood
Something that wasn't factored into your assessment of costs on a foreclosed home is as follows: My wife and I went have been unemployed for about a year now, but we have been scraping enough to meet our mortgage payment. Then along comes the government. Seems that in 2006 they split up school districts and only sent us one of the tax bills, which we paid, now all of the sudden out it comes and they don't want to hear about the circumstances in what they call a court hearing, seemed like some kind of stacked deck arbitration to me. The lawyer fees and fines are quadruple the original tax bill, that we never got! It has effectively put us on the way to homelessness.
I decided this did not sit well for me, so I went down and got a permit to remodel, they are happy to issue these because that is what the country uses to upgrade what your house is worth. I promptly removed all the sheet rock, 1/2 the supporting timbers, all the wiring, the central air and heat, insulation (went when I took down the ceiling), and started digging up the back yard for new plumbing, I filled the existing pipes with concrete. I removed all fixtures, toilets, bathtubs etc, and darn if they didnt evict me before I could rebuild and finish my renovations. tsk tsk.
Turns out because I had a permit that insurance wont cover the losses either. So now the county is stuck with what will soon be an empty lot. I really didn't want to go this route, but it turns out I am not alone. This is becoming more frequent than what you might think. My formerly $200,000 house is now worth $5,000 for the lot, I dont even want to guess what the clean up costs will be.
A lot of people like me are tired of being robbed by the government and their buddies businesses, like the lawyers. If I were to go to jail they would not get one dime from me ever as far as I am concerned they can pay for my upkeep, I need some medical care that I cant afford and at least there I will get some care, but it turns out that I did not break any laws since I had every intention of rebuilding. : þ"
Now here's the point: If I didn't get the property tax statement on my main house/improvements