41 years old, single, takes care of elderly parents last 10 years. Victim of economy last Dec.16th, interviewed many times, no luck! Starting my own business with every extra cent not used to pay bills and feed family, but making it. Never late on any payments, but credit agencies keep you down. Applied for Patriot Express Loan, but Chase would not even submit without a 720 score. Funny when I told SBA, they said they don't use score as a criteria, just ability to pay. I can pay! Working on web site for pilot city "Bloomington, IN" to help Minorities, Small Business owners, unemployed professionals (like myself), and the new micro-entrepreneur navigate through the maze and costs of starting a new business, while focusing on my local community with my "Street Smart Advertising" technique. I am about a month or so away from going live, but need a miracle. Other than that, happy to be alive and all my family is well. My company slogan is: Helping Each Other Together By... What Will You Do? WWW.UnderstandingCooPeration.com one day!