Over the weekend, Nancy Pelosi said:

"We're not here just to self-perpetuate our service in Congress," she said. "We're here to do the job for the American people."

It took courage for Congress to pass Social Security and Medicare, which eventually became highly popular,

she said, "and many of the same forces that were at work decades ago are at work again against this bill."

As I listend to her words it got me to thinking.  Are people really happy with how Social Security and Medicare have turned out?  Were they really programs that have made us a stronger nation or have they brought our nation to it's knees financially?

For those of us that are below the retirement age, do any of us really believe that social security will be enough?  For those of you that have 401Ks and 403Bs are betting it will not be enough.  Do you think if you had been able to invest the amount of money the government takes for these programs enough you would be better off or worse off when you retire?  Do you really think that you can afford to just go with Medicare or do you think you will need a supplemental policy to pick up the other 20%?

What  do you think?