Some things can't wait. Insurance companies know they need to get out ahead of potential profit killing illnesses by cutting patients that will cost them too much at their first opportunity.Even if that means coming to the hospital room where the patient is still recovering to inform them that they are no longer covered. Yes, some things can't wait. Like HC Reform.

My daughter, Marissa was in ICU (intensive care unit) for being born pre-maturely. It was 2 1/2 months after her birth when I was visited in the hospital room at St. Joe's Hospital in Syracuse NY, 22 years ago by my health care insurance representative from Blue Cross and Blue Shield.

He told me they were dropping my coverage for my family and that meant I'd have to find another way to pay for the $280,000 in bills that were mounting.

I was in shock. He had walked in and asked if he could speak to me outside the room away from my wife and daughter who was beginning to show weight gain and signs that she might be able to be brought home soon.

He then informed me BCBS was dropping us.

He said, "It's cheaper for the company to litigate this case than to pay the bills".

"File medical bankruptcy. People do it all the time. Or, you might try to get NY State to pick up the cost. They pick children up after they've been in the hospital for 30 days under the disabled child act," he said to me.

I was so angry, it's all I could do to keep myself from throwing him to the ground and pounding him. He did it so casually like it was just business as usual. No remorse, no concern. It was his job. How did he sleep at nights? And to have to make a living by doing what he did.

This is an immoral practice and for 22 years I have tirelessly fought insurance companies on this issue.

Sunday will be the defining moment and vindication for millions of Americans that have been cut by insurance companies.

My question is, "Why so long for health care reform?"

I now know the answer to that question. It is because of lobbyists, special interests, insurance company's profits, and many uncaring people's lack of concern for others and their unwillingness to act on behalf of their consciences.

These people like the TEA Party protest against the rights we all should enjoy and regulations these corrupt insurance companies should be made to adhere. These people are misguided and wrong.

What do you think?