You've heard it. I've heard it.
Social security is going to be bankrupt when we finally retire from working.
Maybe.
Maybe not.
Nevertheless  Americans are worried about their retirement and their children's  futures. The few jobs that offer pensions are underfunding them. Some  workers are saying they will work until they drop.
According to a  recent Associated Press Poll, 57% lost retirement money during the Great  Recession and 44% don't think they can retire comfortably. And less  than half the respondents in a recent Pew poll believe their children  will have a brighter future.
So best-selling financial advice author Suze Orman, who I don't always agree with, said we need to take our  future into our own hands. During a recent appearance on CNN, Suze  offered some advice to help working adults prepare for a secure  retirement and to help the future generation.

She calls it her  best interview ever. One piece of advice is to pay off your mortgage  before you retire. She also had some logical advice for college  students.

To see the televised interview and for all the financial tips, go to my blog site, www.mytensense.com.