What do infidelity, falling out of love and money have in common?

Yes, they may be factors in an extramarital affair, but they also are the leading reasons couples decide to divorce.

While it’s hard to control whether a spouse stays in love and faithful, money is something couples can definitely have control over.

So here are 6 key tips to help couples work together to manage their finances, and hence, increase their chances of staying together:

Talk about financial goals: Couples need to make sure they are thinking on the same page financially, such as avoiding credit card debt, and they should plan for savings goals, such as buying a house, a new car, retirement and college tuition for children.

Disclose all personal bills: Reveal to each other any pre-relationship obligations, such as student loans, credit card debt and child support, so the other person knows what they’re getting into.

Develop a household budget: Gather all household expenses and due dates onto a spreadsheet and develop a budget based on my 60-20-10-10 rule. The rule calls for living off 60% of your take-home pay, saving 20%, treating yourself with 10% and giving 10% to church, family and/or charity.

For the remaining three money tips for couples, visit my financial advice blog, www.mytensense.com.