I really haven't had economic problems.  I have actually been adding things rather than cutting things out of my spending.  I recently bought a fishing boat and have been enjoying it.  Gas hasn't been a problem.  I own an Excursion and take it on road trips (not out in the woods - I have an old pickup that I use for going out in the woods for hunting/fishing so I don't mess up my main vehicle). 

One reason I am not worried is my steady income, which is good.  Also, I don't invest in the stock market.  People say that if you invested in the stock market, over seven or eight years you would make a lot more than a savings account.  WRONG!  Look at the DOW for the last eight years.  Eight years ago, it was HIGHER than it is today.  I have actually MADE MORE THAN A VAST MAJORITY OF STOCK INVESTORS BY NOT INVESTING IN THE STOCK MARKET.  LOL!  With the bank problems, though, I might withdraw most of my money there and just keep it at home. 

The lesson to you people who have to cut things out  is:  Do not invest in the stock market.  Also, keep a minimum amount in the bank.

Don't try to say I am wrong.  I am living well.  You are not.