So here's the latest "Fuck you" from the healthcare system. After my son had hurt his elbow quite badly last November, a Northern Virginia orthopedic doctor had wanted him to get a special brace to wear whenever he returned to skateboarding. We made a special trip to the doctor just before the end of 2012 for them to examine his elbow and order the brace. I specifically remember asking that the brace be ordered before the end of the year so that it would apply to the 2012 deductible which had already been met. I was assured that it would happen that way. It didn't. Around January 4th, I received word from the doctor that they had not ordered the brace in 2012. Now, before they would order the brace for me, I had to submit a form that stated, if the insurance coverage denied the claim for the brace, I would pay them $138.45 for the full purchase price of the brace. I agreed. We picked up the brace in mid-January. I just received the doctor's bill. The bill was for $349.33. I called to find out what was up with the bill. I was informed that the medical insurance did accept the coverage for the brace. The doctor charged them $550.00 and they received a discount of $200.67 because the doctor is in their network. The insurance then informed the doctor's office that I had not met my deductible for 2013 yet and to send me the remaining bill. Thus, I have to pay approximately $211 more for the same brace because my insurance accepted the claim. How is it that my insurance is willing to pay nearly $350 for a brace that the doctor told me only costs them $138.45 and how is it that the doctor can charge so much more than it costs to the insurance company? The whole system is such a scam. It makes me want to bang my head against the wall but obviously, I dare not.
What do you think of this story?
Select one of the options below. Your feedback will help tell CNN producers what to do with this iReport. If you'd like, you can explain your choice in the comments below.
Be and editor! Choose an option below: