- Posted February 22, 2013 by
Massapequa Park, New York
This iReport is part of an assignment:
Bitter pill: The cost of health care in the U.S.
Out of Network Nightmare
- rachel8, CNN iReport producer
When I returned, he said that the scar was not healing correctly, and I had the option of removing and repairing the scar which would be fully covered by insurance. I agreed, and underwent the 15 minute out-patient procedure.
Two months later, I received a bill from the doctors office to the tune of $12,000, $4,000 of which was covered by my insurance plan. I received a second bill for the same amount of the second surgery, with the same coverage.
Turns out the doctor was not part of my insurance, which I was not informed of during any of my visits. The services that were rendered added up to at most an hour of his time.
I have been arguing with my insurance agent and the doctor for a year now, attempting to get increased coverage, and for the doctor to accept what my insurance company covers for a procedure of this kind. It is insane that a doctor can change this exorbitant amount, and that the insurance company can refuse to pay, essentially placing an enormous bill on the shoulder of the patient.