- Posted February 23, 2013 by
Watertown, New York
This iReport is part of an assignment:
- Drug Company,Novatis, Pays U.S. Government $422.5M in Marketing, Kickback, 'Pay to Play' "Fine"
- America- Having Two Jobs Now Necessary to Break Even
- Snow In April In Northern NY? Seriously?
- No Farms, No Food. Right? No Jobs, No Economy? Not Quite True..
- U.S. Government Finances Yet More of China's Technological and Manufacturing Superiority
The Solution For Healthcare Costs? Club Med
Our current healthcare system emphasizes being sick in order for doctors and providers to be paid. So what's the incentive to get someone well?
The more visits, the more drugs, the more tests and the longer they keep you coming back, the more money they make. There's something wrong with the way we look at healthcare.
We need to begin to see our healthcare system as a Club Med or Concierge Medicine.
If everyone paid their doctors and hospitals directly for a membership, whether they went in to see the doctor or not, doctors would be paid regardless if they saw sick people.
That would change the way doctors and hospital administrators viewed treatments. Treatments would be based on results rather than duration and profit.
With Club Med, it would cost the providers money when they saw patients.
Insurance companies could be combined into one that administered the program where you could buy in to Medicare.
If everyone bought a policy from Medicare, that would fully fund the program.
Prescription drugs and specialists could be paid from the general fund should someone need them.
When Obamacare failed to include a true public option, it gave insurance companies a license to raise premiums and deductibles.
So what if Obamacare prevents insurance companies from dropping people and doing unethical things. They never should have been allowed in the first place.
So the trade off with Obamacare by including a mandate to buy insurance from a private company was to begin forcing insurance companies to do what they should have been doing all along. WOW!
Somehow, I don't feel Americans got the better part of this deal. Insurance companies did.
Club Med would fix this broken, rip off system for people.
Government just rubber stamped the continued pilfering by Cigna, Blue Cross, and United Healthcare with the changes that were in Obamacare.
The Medicare program would make direct payments monthly to the doctor you chose whether you went to see him or not that month. Membership to Medicare would depend on your income. Simple and sweet!