So, I guess the lesson here is that those who make stupid financial mistakes -- whether it is banks making risky loans, or people buying houses they know they cannot afford -- are the ones who win in this life?  Is that the lesson we're teaching our children?

I've never missed a mortgage payment in 10 years, yet how do I benefit from this bailout plan?  I don't.  It's my tax dollars that are going to bailout the stupid people in this country.  I even wrote both my representatives and asked them if I could expect the same rescue when I blow all my house payments on horse races (those carry just as much risk-reward as giving home loans to people who can't pay them back, right?).  When a "free market" does stupid things, this is what you have to expect.  You also have to let it correct itself.  (I may sound like a Republican, but I'm actually a Democrat -- for the moment.)

This is the dumbest thing I've ever seen the U.S. government do.  Justice -- or, more importantly, fairness -- is just a myth in this country.  I recommend you do what I am going to do in November:  vote out all incumbents, regardless of their party affiliation.  It's the only way to get them to listen to us again.