Yes things are tough. At 26, I doubt I will be "free and clear" within the next ten years. While the rent keeps rising due to heating oil costs, I will never be able to save for a home. I have trouble making ends meet, mostly because of school bills, but at least I have a good job. All in all, it could be much worse and there are many who are much worse off than I am.

What I don't understand is that I see a lot of people on here whining and complaining about this bailout deal, about their credit and mortgage troubles, and how they don't want $700 billion to go toward aiding bankers who squandered their first chance. So far, it's all talk and no action.

Why not channel some of this anger into something constructive, like actually using your constitutional RIGHTS to rein in an out-of-control government? Protest. Stand up and be heard. WE are the checks and balances! How do you expect to be heard if you don't speak up?